Terms of Service

Welcome to kingdomfutureplanning.com, operated by Kingdom Future Planning LLC ("Kingdom Future Planning," "we," "us," or "our"). Please read these Terms of Service ("Terms") carefully. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Who May Use This Site

You must be at least 18 years old and able to enter into a binding agreement to use this Site or submit information through it.

2. What This Site Is

This Site provides general educational information about insurance and financial preparedness, and allows you to request information, schedule a consultation, or begin a conversation about coverage.

Using this Site, submitting a form, or scheduling a consultation does not create an insurance policy, bind coverage, or establish any advisory relationship. Coverage is only in effect when an application has been submitted, approved by the insurance carrier, and issued in writing, and all applicable premium requirements are met.

3. Not Financial, Tax, or Legal Advice

Content on this Site — including blog posts, videos, downloadable materials, and general explanations of products and strategies — is provided for educational purposes only. It is not financial, investment, tax, legal, or accounting advice, and it is not a recommendation to buy or sell any specific product. You should consult a qualified professional about your particular situation before making financial decisions. See our full Disclaimer.

4. Insurance Licensing

Felicia "Fe Fe" Parrish is a licensed life and health insurance agent. Insurance products and services are offered only in states where she holds an active license and appropriate carrier appointments. Product availability, features, and pricing vary by state, carrier, and individual eligibility.

5. Communications

By submitting your information through this Site, you consent to be contacted by Kingdom Future Planning by phone, email, or text message regarding your inquiry, including through automated technology where applicable. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of text messages by replying STOP and out of marketing emails using the unsubscribe link. See our Privacy Policy for details.

6. Consultations and Scheduling

Consultations scheduled through this Site are complimentary and carry no obligation. We ask that you cancel or reschedule in advance if you cannot attend. We reserve the right to decline or discontinue a consultation at our discretion.

7. Your Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Use the Site only for lawful purposes
• Not attempt to interfere with, disrupt, or gain unauthorized access to the Site or its systems
• Not use the Site to transmit unlawful, harassing, or misleading content

Providing inaccurate information on an insurance application may result in denial of coverage or rescission of a policy by the carrier.

8. Intellectual Property

All content on this Site — including text, graphics, logos, images, video, and design — is owned by Kingdom Future Planning LLC or its licensors and is protected by copyright, trademark, and other laws. "Fe Fe — The People's Agent" and associated branding are marks of Kingdom Future Planning LLC. You may view and share content for personal, non-commercial use with attribution. You may not reproduce, republish, or use content commercially without our written permission.

9. Third-Party Sites and Content

The Site may contain links to third-party websites, including insurance carriers, our affiliated agency, and educational resources. These links are provided for convenience. We do not control and are not responsible for the content, accuracy, products, or practices of third-party sites, and a link does not constitute an endorsement.

10. No Warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Kingdom Future Planning LLC and its owner, employees, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of your use of or inability to use the Site or its content. Our total liability for any claim relating to the Site will not exceed one hundred dollars ($100).

Nothing in these Terms limits liability that cannot be limited under applicable law.

12. Indemnification

You agree to indemnify and hold harmless Kingdom Future Planning LLC and its owner, employees, and contractors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any law or third-party right.

13. Changes to the Site and These Terms

We may modify or discontinue any part of the Site at any time. We may also update these Terms; the "Last updated" date reflects the most recent version. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

14. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to its conflict-of-law rules. Any dispute arising from these Terms or your use of the Site will be brought in the state or federal courts located in Maryland, and you consent to that jurisdiction.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force and effect.

16. Contact

Kingdom Future Planning LLC
Maryland, USA
feliciafefe@kingdomfutureplanning.com
301-453-2771