Services Built for Your Future

Life insurance can help provide financial protection for the people who matter most. I'll help you understand the available options and explore coverage based on your needs, goals, budget, eligibility, and underwriting.

Topics or Options May Include

• Term Life Insurance
• Whole Life Insurance
• Indexed Universal Life Insurance (IUL)
• Final Expense Insurance
• Children's Life Insurance
• Mortgage Protection
• Policies with Living Benefits
• Available simplified-issue or no-exam options
• Free Policy Reviews

I help individuals, families, and self-employed professionals explore and understand health insurance options outside of employer coverage — including marketplace plans, short-term coverage, and supplemental health products.

Topics or Options May Include

• Individual and family health insurance
• Marketplace / ACA plan education
• Self-employed and small business health coverage
• Supplemental health insurance options
• Open enrollment and special enrollment guidance
• Side-by-side plan comparison support

Turning 65 or approaching Medicare eligibility can feel overwhelming. I help individuals understand Medicare basics, coverage options, and enrollment timelines so they can make informed decisions with confidence.

Topics or Options May Include

• Medicare Parts A, B, C, and D explained
• Medicare Supplement (Medigap) options
• Medicare Advantage plan education
• Prescription drug coverage (Part D)
• Enrollment periods and timeline guidance
• Avoiding common Medicare mistakes

Final expense insurance is a type of whole life insurance designed to cover end-of-life costs — including funeral expenses, medical bills, and other outstanding obligations — so your loved ones aren't left with financial burden during an already difficult time.

Topics or Options May Include

• Simplified-issue whole life coverage
• Designed for ages 45–85
• No medical exam typically required
• Coverage stays in force as long as premiums are paid
• Premiums generally do not increase
• Benefit paid directly to named beneficiary

Life changes — and your coverage may need to change with it. A complimentary policy review can help you understand your current coverage, beneficiaries, policy type, and whether it still aligns with your needs.

Topics or Options May Include

• Reviewing current coverage
• Explaining the policy in plain language
• Checking beneficiary information
• Discussing changes in family, income, or goals
• Identifying questions about the existing policy
• Health insurance policy review
• Medicare plan review

An illness or injury can affect more than your health — it may also affect your ability to earn an income. Learn about insurance options that may provide benefits during certain qualifying health events.

Topics or Options May Include

• Living benefits
• Disability income protection
• Critical or chronic illness considerations
• Protecting income during unexpected events
• Understanding policy qualifications and limitations

Mortgage protection may help provide financial support for loved ones if an insured homeowner dies or experiences a qualifying event covered by the policy.

Topics or Options May Include

• Life insurance for mortgage protection
• Coverage based on mortgage and family needs
• Living-benefit options when available
• Personally owned coverage versus lender coverage

Preparing for retirement begins with understanding your options. I provide education about annuities and insurance-based strategies that may support long-term financial goals.

Topics or Options May Include

• Understanding annuity basics
• Fixed and indexed annuity education
• Retirement income considerations
• Goals, time horizon, and risk concerns
• Available rollover options when appropriate and permitted

Long-term care needs, a disability, or an unexpected illness can significantly affect your income, savings, and family. I help clients understand insurance-based options designed to prepare for these possibilities before a need arises.

Topics or Options May Include

• Long-term care insurance options
• Standalone long-term care policies
• Life insurance with long-term care riders
• Hybrid long-term care products
• Disability income insurance
• Caregiving and income concerns
• Available policy features and eligibility
• Planning considerations by age and health
• Protecting assets and reducing family burden

Build a better understanding of where your money goes and how daily decisions connect to future goals. This educational service offers practical guidance without judgment or unrealistic promises.

Topics or Options May Include

• Understanding income and expenses
• Creating a realistic monthly budget
• Building an emergency fund
• Establishing consistent savings habits
• Organizing debts and payoff priorities
• Identifying opportunities to improve cash flow

Debt has a way of making every other financial goal feel out of reach. You want to save, protect your family, and plan ahead — but the payments keep coming first. Debt elimination isn't about cutting back until it hurts. It's about cash flow management: taking a clear look at the money already moving through your household each month and restructuring how it works, so interest you're currently paying to lenders can start working for you instead. This is not credit counseling, debt consolidation, or credit repair. It's a strategy for using your existing income more intentionally, with a plan built around your actual numbers.

Topics or Options May Include

• A clear look at your full debt picture — mortgage, credit cards, student loans, auto, and business debt
• A cash flow approach, not credit counseling or debt settlement
• Strategies to redirect interest you're already paying back toward your own future
• How properly structured permanent life insurance can serve as a personal financing tool
• Building a financial backup plan while you work your debt down
• A plan designed around the income and budget you already have

Whether you're saving for a child who's still in elementary school or thinking about going back yourself, how you save for education matters as much as how much you save. Most families are only ever shown one option. There are others — and they're treated differently when it comes to taxes, flexibility, and financial aid calculations. We'll walk through what each approach actually does, where the trade-offs are, and how education savings fits alongside your protection and retirement goals, so you're making the decision with the full picture in front of you.

Topics or Options May Include

• Understanding 529 plans — what they do well and where they fall short
• The “7702” life insurance-based alternative, explained in plain language
• How each option is treated in financial aid calculations
• Tax-efficient ways to save, grow, and protect education dollars
• Built-in protection so the plan continues if something happens to you
• Planning for your children — or for your own return to school

Build a stronger financial foundation by creating a plan for today's unexpected expenses while preparing for tomorrow's goals. Learn practical strategies to save consistently, establish an emergency fund, and make your money work more intentionally.

Topics or Options May Include

• Establish an emergency savings goal
• Create a realistic savings strategy
• Prepare for unexpected expenses
• Build consistent money habits
• Identify short- and long-term financial goals
• Explore ways to grow your money over time

Faith & Finance with Fe Fe connects practical financial education with biblical principles of stewardship, wisdom, and preparation.

Topics or Options May Include

• Faithful stewardship
• Budgeting and saving with purpose
• Preparing before emergencies happen
• Addressing financial fear through faith and action
• Making informed financial decisions
• Building healthy financial habits

Invite Fe Fe, The People's Agent, to lead an educational and engaging conversation for your church, workplace, organization, or community group.

Topics or Options May Include

• Financial wellness workshops
• Life insurance education
• Faith & Finance conversations
• Income and family protection education
• Budgeting and savings education
• Customized educational topics
• Virtual or in-person presentations

Interested in becoming a licensed life insurance professional? Learn more about the licensing process, training, mentorship, and available opportunities within the industry.

Topics or Options May Include

• Understanding licensing requirements
• Pre-licensing education
• Exam preparation resources
• Training and mentorship
• Building a part-time or full-time insurance career